| 1 |
Identity Proof |
Aadhaar Card or PAN Card, Passport, Voter ID, Driving License |
Either Aadhaar or PAN is sufficient |
| 2 |
Address Proof |
Aadhaar Card, Utility Bills (Electricity/Water/Gas), Rent Agreement, Passport |
Must match official records |
| 3 |
Business Proof |
GST Registration, Business Registration Certificate, Shop & Establishment License |
Proprietorship/Partnership/LLP/ Pvt Ltd |
| 4 |
Ownership Proof |
Partnership Deed, MOA/AOA, Proprietorship Declaration |
Proof of ownership of business |
| 5 |
Bank Statements |
Last 6–12 months bank statements |
Helps assess cash flow |
| 6 |
Income Tax Returns |
ITRs for last 2–3 years |
For credit assessment |
| 7 |
Photographs |
Passport-sized photos of owner(s) |
Recent photos |
| 8 |
Existing Loan Documents |
If refinancing or existing loans |
Helps lender check current obligations |
| 9 |
Other Documents |
Any additional documents requested by the lender |
E.g., business plan, licenses, contracts |