Unsecured Business Loans

Made Easy for Every Business in India

Get Unsecured Business Loans Up to ₹ 5 Cr – Low Interest, Easy Approvals & Made for SMEs & MSMEs!

Unsecured Business Loan and Why Should You Consider It?

Securing an unsecured business loan is vital for entrepreneurs seeking to enhance their businesses. This is specifically designed to assist small businesses in India by providing swift access to funds.

CapitalBox online unsecured business loan stands out as the ideal financial resource for growing businesses, addressing all your financial needs. The interest rates are budget-friendly and the entire process is quite simple.

Apply now for an instant unsecured business loan from CapitalBox and propel your business towards success!

Start Your Loan Application

Why CapitalBox

CapitalBox is your trusted growth partner for fast, flexible, and hassle-free business financing. We are not just loan agents – we are a smart, tech-enabled platform that connects you to the right lenders at the right time.

Partnerships with RBI-registered NBFCs & Banks

AI-driven loan matching for faster results

Minimal documentation requirements

100% transparent process with no hidden charges

Simple Requirements for Your Business Loan

Business Experience

Your business should be operational for at least 1 years..

Credit Score

A CIBIL score of 685+ is required to demonstrate financial stability.

Bank Statements

Your Bank statement for last 8-12 months is required..

Frequently Asked Questions from Business Owners

What is a business loan?

CapitalBox's Unsecured Business Loans offer fast access to funds ranging from ₹1 lakh to ₹5 crore, tailored for MSMEs and growing businesses.Whether it’s for inventory, expansion, working capital, or day-to-day operations — our loans are designed to support your real business needs. Unlike traditional lenders, CapitalBox focuses on your business performance, not just property documents. Enjoy interest rates starting at 1% per month, with flexible EMI options that match your income cycle.

Documents Required for a Business Loan

Basic KYC	Any One Business Document
PAN Card	Udyog Aadhaar
Aadhaar Card	MSME Certificate
	Shop License (Gumasta)
	GST Certificate
	Trade License
	Food License (for restaurants)
	Sales Tax Registration
	Municipal Corporation License
	Import-Export Code (for traders)

Who can get business loans?

We provide business loans to sole proprietors, as well as a wide range of Indian SMEs and MSMEs, including partnership firms, private limited companies, LLPs, service providers, retailers, wholesalers, manufacturers, exporters, and traders.

Can I get a business loan without collateral?

Absolutely! We provide up to ₹5 crore without asking for collaterals like property papers, gold jewelry, or any assets as security. You only need a good credit score and healthy business performance to get started

Am I eligible for a business loan?

Eligibility Criteria	Required Documents
Minimum 1 year of business operation	PAN Card
Minimum monthly turnover of ₹1 lakh	Aadhaar Card
Valid business registration	Last 6 months' Bank Statement
Good credit history	Business Proof (GST, Trade License, etc.)
No ongoing defaults on loans	KYC Documents for the business and owner(s)

Have any questions?

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How long does it take for a business loan to be disbursed?

The disbursement time for a business loan typically depends on several factors such as documentation, approval process, and the type of loan. However, with CapitalBox, the process is streamlined and fast.

Here’s a general timeline:

Application Submission: 1-2 days (online submission)
Document Verification & Approval: 2-3 business days (depends on the completeness of documents)
Disbursement: 2-3 business days after approval

In total, it can take 5-7 business days for the loan to be disbursed, provided all required documents are in order and the loan is approved.

How much EMI do I need to pay?

The EMI amount you need to pay depends on several factors such as the loan amount, repayment period, and interest rate.

The loan will be provided through RBI-registered banks and NBFC partners. These financial institutions will determine the interest rate and the terms based on your business profile, credit score, and other factors. You will receive a customized EMI plan that aligns with your business’s financial cycles and capacity to repay.

Flexible EMIs: Repayment periods of up to 60 months
Affordable Rates: Competitive interest rates starting at 1% per month

The final EMI will be calculated based on your loan amount and chosen repayment period.

What is the maximum amount I can take through a business loan?

The maximum amount you can take through a business loan depends on various factors such as your business type, financial health, and eligibility criteria.

With CapitalBox, you can apply for business loans up to ₹5 crore.

The actual loan amount you qualify for will depend on:

Your business's annual turnover
Your credit history
Your repayment capacity
The loan type and purpose

Once your application is reviewed, you will be offered a loan amount that suits your business needs and financial capacity.

How long can I take to repay the loan?

The repayment period for your business loan can be up to 60 months (5 years).

This flexibility allows you to choose a repayment term that suits your business cash flow and financial situation, ensuring you can manage your monthly EMIs comfortably while focusing on growing your business.

The loan term and EMI structure will be customized based on your business profile and eligibility, providing you with the best possible repayment options.

CapitalBox is a legally registered loan consultancy firm in India. CapitalBox is a leading financial consultation and service provider, partnered with top NBFCs to offer fast, reliable, and hassle-free business loans.

Disclaimer
CapitalBox is a loan consultancy firm, not a bank or NBFC. We connect customers with RBI-registered lenders. We charge a one-time service fee of ₹1580, which is valid for one month. After that, if you wish to apply again, you will need to pay the fee again. Loan approval is solely at the lender’s discretion, and there is no guarantee of loan approval.

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